Financial Assistance, Ways to Save Money

Financial Resources

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Veteran Programs
Financial /Personal Assistance
Food Pantry

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Heart of Fruit
Food Pantries & Local Charities Various organizations that can help with Transportation, Food, clothing, furniture and other necessities (Click here)

Home loanHOUSING- (for housing assistance click here
Get help to stay in your home or apartment, avoid foreclosure or find shelter.

VA Certificate of Eligibility and Home Loan


CHAPTER 115 Financial and Medical Assistance
What is Chapter 115?
Under Chapter 115 of Massachusetts General Laws (M.G.L ch. 115), the Commonwealth provides a uniform program of financial and medical assistance for veterans and their dependents. Qualifying veterans and their dependents receive necessary financial assistance for food, shelter, clothing, fuel and medical care in accordance with a formula that takes into account the number of dependents and income from all sources.

How do I find out if I'm eligible?
By contacting the Veteran Service Office and asking to apply for Chapter 115 benefits. Eligible veterans and/or their family members must meet certain income criteria and their military experience must meet the Commonwealth's requirements.

Are these benefits taxable?
Chapter 115 benefits are not taxable income. You must report this income when applying for or renewing subsidized housing applications, Section 8 applications, and SNAP applications. 

Is there a residency requirement?
You must apply for Chapter 115 in the town of which you reside. Each town in the Commonwealth has a veteran service agent. For a listing of veterans agents by town please click here.

FEDERAL VA PROGRAMS (Must meet eligibility requirements)

VA Pension Program
VA helps Veterans and their families cope with financial challenges by providing supplemental income through the Veterans Pension benefit. Veterans Pension is a tax-free monetary benefit payable to low-income wartime Veterans. (click here to see if you qualify)

Survivors Pension
The Survivors Pension benefit, which may also be referred to as Death Pension, is a tax-free monetary benefit payable to a low-income, un-remarried surviving spouse and/or unmarried child(ren) of a deceased Veteran with wartime service. (CLICK TO SEE IF YOU ARE ELIGIBLE)

Aid and Attendance with VA Pension

Veterans and survivors who are eligible for a VA pension and require the aid and attendance of another person, or are housebound, may be eligible for additional monetary payment. These benefits are paid in addition to monthly pension, and they are not paid without eligibility to Pension.




Council on Aging in Marshfield

LHEAP (fuel assistance) Contact the Council on Aging for application assistance (Low Income Home Energy Asst Program) 800-632-8175

More than Wheels Get on the road to financial recovery while receiving assistance in buying a car

NSTAR Discount Rate Application

The Greater Plymouth Council of Human Services Agencies
Crisis Prevention, Domestic Violence, Developmental Services, Education Services, Family Services and more..

South Shore Community Action Council

Social Security ExpressStart Preparing now.

CREDIT CHECK! Keep track of your credit with Credit Karma. Its completely free and no credit cards are needed to use it.

Good Debt/ Bad Debt, do you know the difference?

Its never too late to get help with Debt.
Contact ACCS (American Credit Counseling Service)
Corporate Headquarters and Processing Center 
4 Taunton Street Suite 5 
Plainville, MA 02762 
Tel:(508) 643-4445 -- Toll Free:(888) 729-0551 -- Fax (508) 695-0148 

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